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Property becomes affordable for first time buyers

00:01 | 06 Jan 2009 | By Lorna Bourke

For first time buyers, the 16.2% fall in property values over the past year means that even for those with only a 10% deposit, a home of their own is now within reach.

Postpone mortgage repayments at your peril

00:01 | 19 Dec 2008 | By Lorna Bourke

An astonishing number of people are using mortgage payment holidays to cover holiday costs, often unaware this is far from free and can create even bigger financial problems at a later date.

Posh property and the pound

00:01 | 17 Dec 2008 | By Linton Chiswick

It takes a period of flux and instability – big dramatic economic shifts – for the moment when one domino hits the next to be clearly visible to every naked eye.

Don't rely on State benefits to pay your mortgage

00:01 | 15 Dec 2008 | By Lorna Bourke

Homebuyers should not rely on any government scheme to bail them out if they find themselves unable to meet mortgage repayments because of sickness or unemployment.  

A reality check for landlords

00:01 | 12 Dec 2008 | By Lorna Bourke

The optimistic forecasts from those with a vested interest in talking up buy to let have proved wrong.

The stigma of social housing

00:01 | 11 Dec 2008 | By Linton Chiswick

Encouraging social tenants to become homeowners is, the argument goes, a kindness to everyone. If only it were that simple.

The tax man cometh for the buy-to-let evaders

00:01 | 05 Dec 2008 | By Lorna Bourke

In the past four months the Revenue has launched 7,371 informal investigations into buy-to-let landlords whom it thinks may have underpaid tax.

Playing the waiting game

00:01 | 29 Nov 2008 | By Lorna Bourke

The odds are still stacked high for many. But what is next for the housing market?

A property market built on sand

00:01 | 28 Nov 2008 | By Linton Chiswick

Investors trying to walk away from the ailing Dubai property market are being severely stung.

First time buyers, place your bets

00:01 | 26 Nov 2008 | By Linton Chiswick

Once again, the malaise began and rests with lending. House prices just aren’t falling fast enough to compensate for the ever-more-conservative demands of the banks.

PBR 2008: Has the govt done enough to help homebuyers?

18:39 | 24 Nov 2008 | By Lorna Bourke

The chancellor's offer of more help for homebuyers in financial difficulties has been welcomed. But not everyone is convinced that the Chancellor has done enough.

Forcing the banks into a corner

00:01 | 19 Nov 2008 | By Linton Chiswick

Forcing lenders to pass on the interest rate cut is bad business.

Estate agents fight for survival

00:01 | 12 Nov 2008 | By Linton Chiswick

The housing market slump could force estate agents into the digital age and with luck they'll do more and cost less.

What to expect next from mortgage lenders

10:58 | 10 Nov 2008 | By Lorna Bourke

Despite the recent dramatic interest rate cut by the Bank of England, mortgage lenders may have reasons not to pass on equally dramatic reductions.  

Landlords, prepare for a cold winter

00:01 | 06 Nov 2008 | By Lorna Bourke

With the first frosts of winter already upon us, landlords need to ensure that their tenants know how to cope with an emergency.

The first green shoots of recovery

00:01 | 03 Nov 2008 | By Linton Chiswick

If the roots of the property market crash are in the US, it’s not unreasonable to wonder whether that’s where to look for the first signs of recovery.

A contrary outlook on buy-to-let

00:01 | 22 Oct 2008 | By Linton Chiswick

There's some doom and gloom out there about buy-to-let but, strange as it may seem, another view is that actually things are looking up.

Flats glut becomes urban nightmare for some

00:01 | 16 Oct 2008 | By Lorna Bourke

New-build city centre flats have plummeted in value recently to give some buy-to-let investors headaches.

An incentive to buy

00:01 | 15 Oct 2008 | By Linton Chiswick

Developers and private vendors are offering appetisers to encourage would-be house buyers to sign on the line. But how do these enticements affect the valuations of properties?

Locaton, location, location

00:01 | 13 Oct 2008 | By Lorna Bourke

Latest research from Halifax shows how strongly location affects property price. Amenities that buyers are prepared to pay premiums for include good schools and the countryside.

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