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Specialist investing: a New Model Research report

10:30 | 08 Aug 2008 | By Mark Battersby

Volatile and uncertain markets are focusing advisers’ minds and this survey reveals which investment areas they are considering and how they plan to use them.

Specialist investing case study: Foreign Exchange

10:30 | 08 Aug 2008 | By Lee Robertson

Investors exposed to foreign currency risk have a range of investment options to help protect their funds. Savvy advisers can help find the best solutions.

Specialist investing case study: Hedge Funds

10:30 | 08 Aug 2008 | By Lee Robertson

When it comes to long-term preservation of wealth and steady capital growth, well researched funds of hedge funds prove to be an ideal choice

Specialist investing case study: Commodities

10:30 | 08 Aug 2008 | By Lee Robertson

For a client with a moderate to adventurous appetite for risk, gaining exposure to the current commodities boom as part of a diversified portfolio makes good sense.

Retirement planning: a New Model Research report

00:01 | 25 Jul 2008 | By Mark Battersby

Our latest research examines retirement planning, with useful information and case studies looking at the complex areas of increasing longevity and product innovation.

Retirement case study: a company contribution

00:01 | 25 Jul 2008 | By Brian Lawless

Pension funding via a business owner’s firm making substantial contributions to the fund can prove a very tax efficient exercise. However, how much money is paid in, over what time and exactly how it is regarded by HMRC all need careful attention.

What is the most important factor when choosing a client's pension plan?

00:01 | 25 Jul 2008 | By Mark Battersby

Our poll shows that clients' money is split between a wide variety of pension schemes and there are a variety of factors at play in selecting the investment.

Tips on keeping up-to-date with retirement planning issues?

00:01 | 25 Jul 2008 | By Mark Battersby

Respondents to our poll came up with a variety of ways to keep on top of retirement issues, the key being continual learning.

Suggest an improvement the govt should make to pensions regulation?

00:01 | 25 Jul 2008 | By Mark Battersby

Our respondents came up with plenty of ideas for the government, with IHT being a regular target.

How have you changed your retirement planning approach to factor in new longevity data?

00:01 | 25 Jul 2008 | By Mark Battersby

Our advisers were split over the suitability of current retirement products for today's longer-living population.

Are your clients exercising their open market option when choosing an annuity?

00:01 | 25 Jul 2008 | By Mark Battersby

A huge majority of our respondents replied that most of their clients are looking at the open market for an annuity, while most also replied that their clients choose annuities over ASPs

What investment strategies do you use for unsecured pensions?

00:01 | 25 Jul 2008 | By Mark Battersby

Most advisers favour a balanced portfolio of investments, with money in cash, gilts and oeics.

Are your clients exploring any type of annuity product, and if so, why?

00:01 | 25 Jul 2008 | By Mark Battersby

A range of annuities are on offer these days, and our research shows clients are considering the merits of each of them.

Are cash flow models a dependable basis for financial planning?

00:01 | 25 Jul 2008 | By Mark Battersby

Advisers are split over the use of cash flow modelling: some feel it is essential, others that it relies on too many assumptions.

What is the biggest challenge you have faced when consolidating pension plans?

00:01 | 25 Jul 2008 | By Mark Battersby

Our respondents report a range of challenges, from dealing with legacy providers to calculating tax-free cash entitlements.

What concerns do you have about clients relying on property income?

00:01 | 25 Jul 2008 | By Mark Battersby

Many advisers are concerned that clients think they can retire on the proceeds from selling their house.

Retirement case study: the age 75 conundrum

00:01 | 25 Jul 2008 | By Brian Lawless

For someone who is comfortable enough not to have to draw on his pension fund there still remain some uncomfortable choices when it comes to tax.

Retirement case study: options at retirement

00:01 | 25 Jul 2008 | By Brian Lawless

A financial adviser is invaluable in explaining the most suitable range of options available to a couple and their retirement pot.

Sipps Research: Time for a calm assessment of a roaring success

00:01 | 07 Apr 2008 | By Mark Battersby

When any product gathers such huge momentum it is important to clarify all of its plus points and to carefully evaluate who it is really suitable for

Why are you recommending Sipps?

00:01 | 07 Apr 2008 | By Mark Battersby

Sipps do not suit all clients, but they are particularly suitable for those who want to play an active role in pensions investment

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